Creating the bandana technique digitally

Saw this technique shown on a lot of traditional scrapbooking and mixed media sites called the bandana technique. Its pretty cool check out these sites.
https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsScU175qoyYVRPqWGxsfWe3ipkj9zoB8Hf4zDILz9YpVEGdMB4G-GJT7cqeh2-uDenSUoxJoHxiTPH6kTozNXiQ4ScE6XtcRDbP-f2zpwo0Oi4g9NzY4LscQ1A_-fdov6NUVs/s1600-h/scan0072a.jpg

http://lynnuroberts.blogspot.com/2008/05/playing-with-bandanna-technique.html

It amounts to a pretty background, black stamps of the image, and then a white opaque pin over the top.

I tried to create this digitally